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PREMIER ONE HOME SERVICES, INC.

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Arizona's

Water-Fire-Mold-Cleanup Specialists

Got Water Damage ?

Immediate action is imperative. We have the latest "state of the art" drying and water removal equipment

and the certified skills to get your home or business back to normal ASAP.

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Contact Us Now

We are here to help.

Address

18444 N 25 Ave Ste 420

Phoenix AZ 85023

Phone

888.765.1603

.2 24/7 Emergency Service


Anytime, Day or Night


Insurance Approved


We Work With Your Insurance Company


ARIZONA SERVICE AREAS

Ahwatukee AZ, Anthem AZ, Avondale AZ, Buckeye AZ, Cave Creek AZ, Carefree AZ, Chandler AZ, El Mirage AZ, Fountain Hills AZ, Gilbert AZ, Glendale AZ, Goodyear AZ, Litchfield Park AZ, Mesa AZ, New River AZ, Peoria AZ, Paradise Valley AZ, Phoenix AZ, Scottsdale AZ, Sun City AZ, Sun City West AZ, Sun Lakes, AZ, Surprise AZ, Tempe AZ, Tolleson AZ, Wadell AZ, Wickenberg AZ, Wittman AZ, Youngtown AZ.

Premier One Home Services, Inc.  Copyright © 2021 All Rights Reserved.  

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Water Damage Insurance Claim


It is often the case that untreated water damage or inadequate cleanup and drying procedures can lead to mold growth caused by nothing more than a common plumbing or air conditioning leak. It becomes the responsibility of the property owner/policy holder to employ a qualified contractor to properly assess and treat the damage at the first onset by utilizing proper cleanup and drying procedures.


Restoration Procedures:

The first priority is to identify and eliminate safety and health hazards by limiting or mitigating further damage. State of the art equipment is utilized for water removal, proper structural drying of walls, flooring, and cabinetry to prevent microorganism growth by performing anti microbial treatments and creating a controlled environment of proper drying.


What Qualifies Under (Water Damage) Secondary damage:

Wet structure - walls, ceilings, cabinetry, flooring, air ducts, etc. Usually caused by a broken pipe or leaking water pipe, drain, condensation lines, slab leaks, or storm related damage.

Who Pays for Mitigation, and Restoration Repairs? :

Secondary damage, or (water damage) is covered under a standard homeowners policy. Although the repair of the plumbing leak is not normally covered, the cost of repairing any secondary damages caused by the leak is. Including any access charges incurred to repair the initial problem such as accessing through the drywall or a concrete slab in order to make the repairs. In fact, ignoring the damage may constitute negligence on the part of the policy holder. The claim may later be denied by the insurance carrier if it wasn’t addressed at the time it was discovered. This is why it is imperative to address the problem immediately, protect your property, and minimize any further damage.


Rates for Emergency Water Damage Service:

A legitimate contractor will bill the insurance claim directly through a recognized insurance carrier in order to prevent the out of pocket expense for the property owner. Insurance repair rates are based on established estimating software that determines these repair rate allowances such as Xactimate® that is approved and utilized by insurance companies and repair contractors nationwide.


Customer Rights:

The policy holder always retains the right to select any licensed contractor of their choice. Nowhere in any standard homeowner insurance policy does it specify that you must wait for your insurance carrier to approve of any certain vendor. Nor does the term “lowest” or “cheapest” ever occur in a homeowner policy. The policy holders are entitled to quality materials and workmanship equivalent to their pre-damaged condition as well as reasonable and customary emergency expenses and replacement costs to put their property back to normal.

Approved Insurance Carriers

Allstate, American Family, Amica, Century National, Chubb, Country Companies, Encompass, Farmers, Farm Bureau, Fireman’s Fund, Hartford, Liberty Mutual, Met Life, Prudential, Safe Co, State farm, Statewide, Travelers, USAA, and More .